It’s easy to open an account. Check out our membership criteria page to see if you’re eligible to join if you’re not yet a member. You can also stop by one of our many branches and apply in person. Be sure to bring a valid ID and proof of address (utility bill, etc.) to complete your application.

We do not require a minimum balance to keep your checking account open. However, we do require that your account be in good standing and free from a negative balance. Call or stop by a branch to learn more about the Swipe2Save checking account.

All debit card purchases made with your Swipe2Save checking account are eligible for the round-up feature. This includes both signature-based and PIN-based transactions. We round each purchase up to the nearest dollar and automatically transfer the difference to your Owner Rewards Savings Account.

We strive to make it easy to access and manage your checking account. You can use the online banking platform to check balances, transfer funds, and pay bills. Download our mobile app for on-the-go account management. You can also visit our branches or use ATMs for transactions.

No, there are no monthly maintenance fees for the Swipe2Save checking account. We also offer free online and mobile banking services. However, certain transactions may have fees such as overdrafts or stop payments. Please refer to our fee schedule for more information.

Setting up direct deposit is simple and convenient. Contact your employer's HR or payroll department and request a direct deposit form. Provide them with your Swipe2Save checking account number and our routing number. Your employer will handle the rest. Funds will be automatically deposited into your account on each payday.