Personal

Everyday Banking Loans Investments

Our Most Popular

  1. Personal Investments

    Share Certificates

    4.35 %APY
    As High As
    • A competitive fixed rate for the duration of the certificate term
    • A diverse range of term options, including 6, 12, 24, 36, 48 or 60 months
    • Open an account with a minimum deposit of just $500.
  2. Checking

    Swipe2Save Checking

    10 %
    APY Owner Rewards Purchase Round-Up
    • Round Up Your Purchase & Deposit the Difference
    • Earn 10% APY when you also open an Owner Rewards Savings Account
  3. Credit Cards

    MasterCard Cash Back Rewards

    18.24 %APR
    As Low As
    • 1.5% CASH BACK for each dollar spent
    • 0% balance transfer
    • NO Annual Fee
  4. Vehicle Loans

    New & Used Vehicle Loan

    5.24 %APR
    As Low As
    • Fast and local decision-making
    • Financing terms up to 85-months
    • 100% financing available
  5. Mortgages

    Fixed-Rate Mortgage

    30 Yrs
    Maximum Term
    • Terms up to 30-years available
    • Low down payments
    • Predictable monthly payments
  6. Home Equity

    Home Equity Loan

    Max 90 %
    Of Your Home's Appraised Value
    • Maximum term of 15 years
    • Finance up to 90% of your home’s appraised value
  7. Personal Loans

    Lifestyle Personal Loan

    10.95 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  8. Savings

    Health Savings Account

    0.50 %APY
    As High As
    • Easy application process
    • Transferable in the event of job change
    • Covers most medical, dental, and prescription costs
  9. Personal Investments

    Individual Retirement Account (IRA)

    59 1/2
    Minimum Age for Withdrawals
    • Earn tax-deferred, compound dividend on your money
    • Direct Deposit options available to help you start saving right away
    • Continue tax-deferred deposits as late as age 70½

Checking

Manage your day-to-day transactions with zero-fee checking account products.

  1. Checking

    Swipe2Save Checking

    10 %
    APY Owner Rewards Purchase Round-Up
    • Round Up Your Purchase & Deposit the Difference
    • Earn 10% APY when you also open an Owner Rewards Savings Account
  2. Checking

    Basic Checking

    $ 0
    Fees & Service Charges
    • Unlimited transactions
    • Dividends paid on average daily balances of $250 or more
    • Overdraft Privilege Protection
  3. Checking

    Love My Crew Checking

    10.00 %
    Off Merch at the Crew Shop
    • Show your pride in your wallet!
  4. Checking

    Youth Swipe2Save Checking

    $ 0
    Fees & Service Charges
    • Youth Debit Card
    • Pay Allowance
    • Track Spending

Savings

We have a number of accounts that will help you earn more with your money.

  1. Savings

    Regular Share Savings

    0.05 %APY
    As High As
    • Establish your membership with the credit union
    • Save for your immediate financial future
    • Offers flexibility in accessing funds
  2. Savings

    Holiday Club

    0.05 %APY
    As High As
    • Set aside money for specifically for the holidays
    • On October 1, the balance of your Holiday Club Account is automatically transferred into your Regular Share Account
  3. Savings

    Vacation Club

    0.05 %APY
    As High As
    • Set aside money for specifically for your vacation
    • Transfer your Vacation Club funds to your Share Account any time or withdraw at any of our surcharge-free ATM machines
  4. Savings

    Health Savings Account

    0.50 %APY
    As High As
    • Easy application process
    • Transferable in the event of job change
    • Covers most medical, dental, and prescription costs
  5. Savings

    Owner Rewards

    10.00 %APY
    As High As
    • Earn 10.00% APY on select savings deposited into the account.
    • Grow your savings with a Swipe2Save account or a MasterCard Credit Card.

Credit Cards

Our credit cards have no annual fees and low introductory rates. Get financial flexibility to buy what you need, when you need it.

  1. Credit Cards

    MasterCard Cash Back Rewards

    18.24 %APR
    As Low As
    • 1.5% CASH BACK for each dollar spent
    • 0% balance transfer
    • NO Annual Fee
  2. Credit Cards

    Low Rate Credit Card

    13.24 %APR
    As Low As
    • Our lowest rate credit card option
    • Flexible spending power
    • NO annual fee

Vehicle Loans

Competitive rates and flexible terms to help you get the vehicle you need.

  1. Vehicle Loans

    New & Used Vehicle Loan

    5.24 %APR
    As Low As
    • Fast and local decision-making
    • Financing terms up to 85-months
    • 100% financing available
  2. Vehicle Loans

    Vehicle Loan Refinance

    6.24 %APR
    As Low As
    • Fast and convenient ways to apply online, in person, or over the phone in less than 15 minutes
    • You could save hundreds
  3. Vehicle Loans

    Motorcycle, Boat and RV Loans

    8.25 %APR
    As Low As
    • No payments for up to 90 days
    • Convenient financing terms
    • No early-payment penalties

Personal Loans

We offer a wide variety of personal loan options to help you meet your life goals, whatever stage you're in.

  1. Personal Loans

    Lifestyle Personal Loan

    10.95 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  2. Personal Loans

    Personal Secured Loans

    10.95 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  3. Personal Loans

    MyFlexLine

    15.04 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  4. Personal Loans

    Family Forward Loan

    8.95 %APR
    As Low As
    • Individuals and families may be eligible for reduced interest loans that can be used for qualified adoption expenses up to $50,000.
    • Up to ten year terms
  5. Personal Loans

    Credit Builder Loan

    %APR
    As Low As
  6. Personal Loans

    iCash Life Event Loan

    %APR
    As Low As

Student Loans

Invest in your education with a student loan through our partner Sallie Mae.

  1. Student Loans

    Student Loans

    $ 1000
    Minimum Loan
    • Competitive interest rates
    • Multiple repayment options
    • No origination fees; no prepayment penalty

Mortgages

Get the home of your dreams, or refinance your existing home, with our mortgage options.

  1. Mortgages

    Fixed-Rate Mortgage

    30 Yrs
    Maximum Term
    • Terms up to 30-years available
    • Low down payments
    • Predictable monthly payments
  2. Mortgages

    Adjustable-Rate Mortgage (ARM)

    7/1 ARM
    Most Popular Account
    • Low, competitive interest rates
    • Start with a fixed interest rate for a set period of time, then adjusting when interest rates change over the life of the loan
  3. Mortgages

    The Game Changer Mortgage

    $ 299
    Closing Costs
    • 10-year to 15-year term options available
    • Lower your interest rate and potentially your monthly payment!
    • Reduce the amount of time owed on your mortgage
  4. Mortgages

    FHA and VA Loans

    $ 0
    Down Payment
    • Low or no down payment options with flexible credit requirements.
    • For qualifying veterans or buyers who qualify for FHA loans.

Home Equity

Tap into the existing value of your home for quick access to cash and more financial freedom.

  1. Home Equity

    Home Equity Loan

    Max 90 %
    Of Your Home's Appraised Value
    • Maximum term of 15 years
    • Finance up to 90% of your home’s appraised value
  2. Home Equity

    Power Equity Line of Credit

    $ 100k
    Maximum Line
    • Rates some of the best in the market
    • Up to 80% LTV
    • NO annual fee or closing costs

Personal Investments

Whatever long term goals you have, our investment products and services can help you get there.

  1. Personal Investments

    Share Certificates

    4.35 %APY
    As High As
    • A competitive fixed rate for the duration of the certificate term
    • A diverse range of term options, including 6, 12, 24, 36, 48 or 60 months
    • Open an account with a minimum deposit of just $500.
  2. Personal Investments

    Money Market Account

    $ 2500
    Minimum Deposit
    • Write checks directly from your Money Market account
    • An alternative to riskier money market accounts that are tied to the stock market
  3. Personal Investments

    Individual Retirement Account (IRA)

    59 1/2
    Minimum Age for Withdrawals
    • Earn tax-deferred, compound dividend on your money
    • Direct Deposit options available to help you start saving right away
    • Continue tax-deferred deposits as late as age 70½

Portfolio Investments

Find the right mix of risk/reward tolerance in balanced portfolio investment accounts.

  1. Portfolio Investments

    myHSA Investments

    30 +
    Mutual Fund Choices
    • Maximize your tax savings
    • Earn more on your unused dollars
    • Save for health care in retirement
  2. Portfolio Investments

    Pathways Retirement and Investment Services

    $ 0
    Cost Obligation
    • Offered through LPL Financial
    • Membership is not a requirement
    • Identify financial milestones & get recommended tactics to help you pursue those goals
  3. Portfolio Investments

    EasyVest - Automated Online Investments

    $ 50
    Minimum Investment
    • Invest directly from Mobile Banking
    • Start with as little as $50
    • Enjoy automated optimization

Routing # 244077093 (contact Pathways before incoming wires)

Telephone Banking
(614) 278-6152