Afford the Home of Your Dreams
Low Initial Interest Rates

Low Initial Monthly Payments

Get lower initial monthly payments with an adjustable rate mortgage from Pathways.

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Lower Payments Now, Adjustable Rates Later

Lock in a reduced rate for a set initial period before rates adjust based on the current market. This introductory discount provides lower payments in the short-term, but payments can fluctuate higher if interest rates increase after the fixed period ends.1

Planning to Sell or Refinance?

If you are planning to sell or refinance your home within the adjustable rate time period, then an ARM may be the right loan for you. You'll lock in the lower initial payments and then sell or refinance the mortgage before the possibility of higher rates arises.

7/1 ARM Worry Free Relock!

Our Worry Free 7/1 Adjustable Rate Mortgage stays fixed for an initial period of 7 years and offers a Relock Feature without refinancing.

Compare Accounts

Check out some similar products to find the one that's right for you.

 

Adjustable-Rate Mortgage (ARM)

Purchasing a new home with more flexibility in interest rate

Apply Now

Fixed-Rate Mortgage

Purchasing a new home with a fixed interest rate for the life of the loan

Learn More

The Game Changer Mortgage

Refinance your home mortgage at a competitive rate to pay off your loan sooner & save.

Learn More
Overview
Mortgage Type
Adjustable-Rate
Fixed-Rate
Refinance
Fixed Interest Rate
 
yes
yes
Closing Costs
Varies
Varies
$299
Maximum Term Length
30 Years
30 Years
15 Years
No Prepayment Penalties
yes
yes
yes

Why Join?

You deserve great rates, convenient online tools, and customer service that puts you first.

Products & Services that Help You Succeed in All Stages of Life
Products & Services that Help You Succeed in All Stages of Life
Awesome Online & Mobile Banking
Awesome Online & Mobile Banking
Expert Advice and Counsel Provided by a True Financial Partner
Expert Advice and Counsel Provided by a True Financial Partner
Supporting Causes to Help the Community Thrive
Supporting Causes to Help the Community Thrive

Apply for a Mortgage

Get started with your adjustable mortgage loan application by clicking below.

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Routing # 244077093 (contact Pathways before incoming wires)

Telephone Banking
(614) 278-6152