Better Loan Rates for All Your Needs in 2025!

We’re kicking off 2025 by making it easier and more affordable for you to achieve your goals. Whether you’re looking to drive, travel, consolidate debt, or simply save on interest, we’ve got you covered with new, lower rates across all loan products.

🚗 Auto Loans

New Vehicles: Rates as low as 5.00%*

Used Vehicles: Rates starting at just 6.25%*
Upgrade your ride with terms up to 85 months and no payments for up to 90 days!

💳 Credit Cards

Cash Back Rewards Card: Earn rewards with rates starting at 18.24%*

Low-Rate Credit Card: Save with rates as low as 13.24%*
Choose the card that fits your lifestyle and maximize every swipe.

🌊 Boat, RV, and Motorcycle Loans

New Boats/RVs: Rates as low as 8.00%*

Used Boats/RVs: Rates starting at 8.75%*
Get ready to embark on your next adventure with flexible terms up to 180 months.

🏡 Personal Loans

Rates starting as low as 10.20%*
Whether it’s debt consolidation, a major purchase, or a special project, take charge of your goals today.

🔒 Share Secured Loans

Rates as low as 2.75%* and terms up to 120 months. Borrow confidently while keeping your savings intact.

No matter your plans, Pathways Financial Credit Union has the perfect loan to fit your needs. With lower rates and flexible terms, 2025 is your year to make it happen.

^{*Rates are accurate as of January 1, 2025, and are subject to change without notice. Actual rates and terms may vary based on credit qualifications, loan amount, and other conditions. Auto loan rates include discounts for automatic payments and direct deposit. APRs (Annual Percentage Rates) include applicable loan fees. Loans are subject to credit approval. Membership eligibility is required. Contact Pathways Financial Credit Union for full details on terms and conditions.}