Get a Better Rate on Your Existing Car
Easy Online Application Process

Your Car, Better Rates

Refinance the loan on your existing vehicle to get a better rate and a lower monthly payment.

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Flexible Financing Terms

Up to 100% financing available, and financing terms up to 85-months. Plus, there are no pre-payment penalties. Cash out refinance options are also available. 1

2% Cash Back!

Refinance your vehicle from another financial institution and enjoy 2% Cash Back (Up to $600), no payments for up to 90 days, and more! Use promotional code '2%BACK' (all capitals) during the application.

2

Fast Decisions

You’ll get a fast decision from your local credit union.

Calculate Your Payments

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* Please note that the calculator tool is a convenience feature that is not fully representative of the application process and is designed to give estimated projected costs and/or payment of respective loan. Totals should not be used as an indication of final APR or associated costs.

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Ready to Refinance? Apply Today!

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  1. APR = Annual Percentage Rate. Click here for additional rate disclosure information.

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  2. Earn 2% cashback up to $600 when you refinance your auto loan. Cashback is calculated based on amount financed. The cash back is subject to forfeiture if the loan is paid off within 24 months. Use promo code 2%BACK at time of application. Cannot be combined with any other promotions. Existing Pathways loans are not eligible for this offer. Cashback may be subject to IRS reporting. Pathways may terminate this offer at any time for any reason. This offer will automatically end on 12/31/2024. Member NCUA.

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Routing # 244077093 (contact Pathways before incoming wires)

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