Your True Financial Partner

Become a member today and we’ll help you on the pathway to a secure financial future.

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Growing Your Wealth with Pathways Credit Union
Accounts for Any Stage of Life
Pathways Digital Banking
Digital Banking Experience
Pathways Credit Union Locations
1,000s of Branches Nationwide
Ohio Credit Union Rates
Great Rates & Low Fees

Make Your Money Work

Earn more and spend less. Get great rates on accounts for any stage of life.

  1. Personal Investments

    Share Certificates

    4.80 %APY
    As High As
    • A competitive fixed rate for the duration of the certificate term
    • A diverse range of term options, including 6, 12, 24, 36, 48 or 60 months
    • Open an account with a minimum deposit of just $500.
  2. Checking

    Swipe2Save Checking

    10 %
    APY Owner Rewards Purchase Round-Up
    • Round Up Your Purchase & Deposit the Difference
    • Earn 10% APY when you also open an Owner Rewards Savings Account
  3. Checking

    Basic Checking

    $ 0
    Fees & Service Charges
    • Unlimited transactions
    • Dividends paid on average daily balances of $250 or more
    • Overdraft Privilege Protection
  4. Checking

    Love My Crew Checking

    10.00 %
    Off Merch at the Crew Shop
    • Show your pride in your wallet!
  5. Checking

    Youth Swipe2Save Checking

    $ 0
    Fees & Service Charges
    • Youth Debit Card
    • Pay Allowance
    • Track Spending
  6. Savings

    Regular Share Savings

    0.05 %APY
    As High As
    • Establish your membership with the credit union
    • Save for your immediate financial future
    • Offers flexibility in accessing funds
  7. Savings

    Holiday Club

    0.05 %APY
    As High As
    • Set aside money for specifically for the holidays
    • On October 1, the balance of your Holiday Club Account is automatically transferred into your Regular Share Account
  8. Savings

    Vacation Club

    0.05 %APY
    As High As
    • Set aside money for specifically for your vacation
    • Transfer your Vacation Club funds to your Share Account any time or withdraw at any of our surcharge-free ATM machines
  9. Savings

    Health Savings Account

    0.50 %APY
    As High As
    • Easy application process
    • Transferable in the event of job change
    • Covers most medical, dental, and prescription costs
  10. Credit Cards

    MasterCard Cash Back Rewards

    18.24 %APR
    As Low As
    • 1.5% CASH BACK for each dollar spent
    • 0% balance transfer
    • NO Annual Fee
  11. Credit Cards

    Low Rate Credit Card

    13.24 %APR
    As Low As
    • Our lowest rate credit card option
    • Flexible spending power
    • NO annual fee
  12. Savings

    Owner Rewards

    10.00 %APY
    As High As
    • Earn 10.00% APY on select savings deposited into the account.
    • Grow your savings with a Swipe2Save account or a MasterCard Credit Card.
  1. Vehicle Loans

    New & Used Vehicle Loan

    6.24 %APR
    As Low As
    • Fast and local decision-making
    • Financing terms up to 85-months
    • 100% financing available
  2. Vehicle Loans

    Vehicle Loan Refinance

    6.24 %APR
    As Low As
    • Fast and convenient ways to apply online, in person, or over the phone in less than 15 minutes
    • You could save hundreds
  3. Vehicle Loans

    Motorcycle, Boat and RV Loans

    8.25 %APR
    As Low As
    • No payments for up to 90 days
    • Convenient financing terms
    • No early-payment penalties
  4. Vehicle Loans

    TrueCar - Car Buying Service

    $ 1,824
    Average Savings off MSRP
    • A no-hassle buying experience
    • Guarantees you savings on your vehicle purchase price so you never overpay
  5. Personal Loans

    Lifestyle Personal Loan

    10.95 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  6. Personal Loans

    Personal Secured Loans

    10.95 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  7. Personal Loans


    15.04 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  8. Personal Loans

    Family Forward Loan

    8.95 %APR
    As Low As
    • Individuals and families may be eligible for reduced interest loans that can be used for qualified adoption expenses up to $50,000.
    • Up to ten year terms
  9. Student Loans

    Student Loans

    $ 1000
    Minimum Loan
    • Competitive interest rates
    • Multiple repayment options
    • No origination fees; no prepayment penalty
  10. Home Equity

    Home Equity Loan

    Max 90 %
    Of Your Home's Appraised Value
    • Maximum term of 15 years
    • Finance up to 90% of your home’s appraised value
  11. Home Equity

    Power Equity Line of Credit

    $ 100k
    Maximum Line
    • Rates some of the best in the market
    • Up to 80% LTV
    • NO annual fee or closing costs
  12. Mortgages

    Fixed-Rate Mortgage

    30 Yrs
    Maximum Term
    • Terms up to 30-years available
    • Low down payments
    • Predictable monthly payments
  13. Mortgages

    Adjustable-Rate Mortgage (ARM)

    7/1 ARM
    Most Popular Account
    • Low, competitive interest rates
    • Start with a fixed interest rate for a set period of time, then adjusting when interest rates change over the life of the loan
  14. Mortgages

    The Game Changer Mortgage

    $ 299
    Closing Costs
    • 10-year to 15-year term options available
    • Lower your interest rate and potentially your monthly payment!
    • Reduce the amount of time owed on your mortgage
  15. Mortgages

    FHA and VA Loans

    $ 0
    Down Payment
    • Low or no down payment options with flexible credit requirements.
    • For qualifying veterans or buyers who qualify for FHA loans.
  16. Personal Loans

    Credit Builder Loan

    As Low As
  1. Checking

    Business Basic Checking

    $ 25
    Minimum Balance to Open
    • 50 free transactions/month
    • NO monthly service fee
    • Bill pay available for $10/month
  2. Checking

    Business Organizational/Club Checking

    $ 25
    Minimum Balance to Open
    • NO monthly service fee
    • 50 free transactions/month
    • Account-to-account transfer to another financial institution available for $10/month
  3. Checking

    Business Plus Checking

    $ 50
    Minimum Balance to Open
    • Low $8 monthly maintenance fee
    • 200 free transactions/month
    • Bill pay available for $10/month
  4. Checking

    Business Premium Checking

    $ 100
    Minimum Balance to Open
    • $20 monthly maintenance fee – waived if aggregate daily balance is $7,500+
    • 400 free transactions/month
    • Bill pay available for $10/month
  5. Credit Cards

    Business Rewards Credit Cards

    17.49 %APR
    As Low As
    • No annual fee
    • Individual billing for each user
    • Corporate level consolidated billing available.
  6. Savings

    Business Savings

    0.05 %APY
    As High As
    • Offers flexibility in accessing your funds
    • Low minimum opening deposit of $5
  7. Business Investments

    Business Money Market

    $ 2500
    Minimum opening deposit
    • No-risk account – not tied to the stock market
    • Offer a competitive rate of return, but with more flexibility in accessing funds than a Share Certificate
  8. Business Investments

    Business Share Certificates

    4.80 %APY
    As High As
    • Offer the best possible rates at Pathways
    • Funds are secured for a set amount of time
    • A guaranteed way for you to maximize your business savings
  9. Business Loans

    Business Term Loans

    As Low As
    • Long term capital
    • Flexible usage for the loan funds
  10. Business Loans

    Business Lines of Credit

    As Low As
    • Terms up to 60 months.
    • Only pay interest on what you use.
  11. Business Loans

    SBA Loans

    As Low As
    • Loans insured by the government
    • Flexible usage of loan funds
  12. Real Estate

    Commercial Real Estate Loans

    As Low As
    • We will work with your team to help structure the loan you need
    • Flexible terms
  13. Real Estate

    Business Leasing

    As Low As
    • Local loans
    • Competitive rates
  14. Business Services

    Merchant Card Processing

    As Low As
    • Merchant Card Processing
    • Industry Specific Solutions

What Our Customers Are Saying

Mobile & Online Banking

Meet the Credit Union of the Future.

You can quickly see all your banking transactions from the palm of your hand. Account information is updated immediately so you’ll always be in the know.

Security and convenience align with the integrated card controls feature, which allows you to turn cards off and on, add travel notices, order new cards, and create alerts.

Manage and transfer funds between ALL of your accounts (even outside financial institutions), and request online wire transfers.

A pie chart allows you to quickly view and understand your spending habits with categories you can customize and create alerts.

Credit Union Mobile App - Track Your Spending Credit Union Mobile App - Mobile Card Controls Credit Union Mobile App - Mobile Banking Transfers Credit Union Banking App - Set and Track Goals

Your Financial Questions, Answered

We’re passionate about helping you succeed in all areas of your financial life.

Check out our in-depth resource guides that will help you achieve your financial goals, whether you are looking to save for retirement or start a new business.

Routing # 244077093

Telephone Banking
(614) 278-6152