1.5% Cash Back on Purchases*
No Annual Fee
0% Balance Transfers for 12 Months*

Earn Cash Back. Then Earn Even More.

Turn everyday spending into something bigger. Redeem rewards for cash back, travel, gift cards, merchandise, or deposit them into your Owner Rewards Savings account to get your rewards to work for you.1

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Get Rewarded

Earn unlimited 1.5% cash back on eligible purchases and choose how you redeem your rewards. Redeem rewards for cash back, travel, gift cards, merchandise, and more through CURewards®.2

0% APR Intro Rate

Transfer higher-rate balances and enjoy 0% APR for 12 months on balance transfers for new cards.3

Credit Card Controls

Monitor activity, set alerts, and lock your card through Online or Mobile Banking if it is ever lost or stolen.

View Mastercard Guide to Benefits → 

No Annual Fees

There is no annual fee and no minimum finance charge.4

Owner Rewards Bonus

Redeem cash back into your Pathways Owner Rewards Savings account and earn up to 10.00% APY on balances of $5,000 or less.5

Fraud Protection

Shop with confidence knowing your Mastercard® includes advanced fraud monitoring and Zero Liability Protection for unauthorized purchases.6

Turn Everyday Purchases Into More Savings

Your Pathways Mastercard Cash Back Rewards Card helps you get more from the purchases you're already making. Earn cash back on eligible purchases, redeem rewards your way, or put your rewards to work through your Pathways Owner Rewards Savings account.

Want to explore available reward options? Visit CURewards® to learn more about travel, gift cards, merchandise, and other redemption opportunities.

FAQs

Yes. You can redeem cash back into your Pathways Owner Rewards Savings account to help your rewards keep working for you.

New cards receive a 0% APR intro rate for 12 months on balance transfers. A 3.00% balance transfer fee applies, and the standard variable APR applies after the promotional period.

No. The Pathways Mastercard Cash Back Rewards Card has no annual fee.

You can apply online, stop by a Pathways branch, or contact us for assistance.

You can review the full Credit Card Disclosure for complete rates, fees, terms, and account details.

Apply for a Credit Card

See your pre-qualified offers for a MasterCard Cash Back Rewards card in as little as 2 minutes.

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Routing # 244077093 (contact Pathways before incoming wires)

Telephone Banking
(614) 278-6152