100% Financing Available
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Great, Low Rates on Your Dream Car

Get Financed & Hit the Road

Our new and used vehicle loans with 100% financing, terms up to 85 months, and low-cost insurance options, are all about helping you get the car of your dreams. And with Pathways, you will get personalized service to ensure you get the right car with the right terms.

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Take 1% Off Auto Loans*

Get a 1%1 discount on Pathways auto loans and enjoy up to 90 days* with no payments. With your 1% discount you could enjoy rates as low as 5.50%* for qualified borrowers. Use promotional code "CHILL24" during the application process.

2% Cash Back Auto Refinance Offer*

Refinance your vehicle from another financial institution and enjoy 2% 2 Cash Back (Up to $600) on your vehicle refinance. Use promotional code "2%BACK" during the application process.

Up to 90 Days w/ No Payment

You can start driving right away with no payments due for up to 90 days.

Flexible Financing Terms

Up to 100% financing available, and financing terms up to 85-months. Plus, there are no pre-payment penalties.

Fast Decisions

You’ll get a fast decision from your local credit union.

Get Additional Insurance

Low-cost credit life, credit disability, GAP insurance, and Extended Warranty options are available.

Calculate Your Payments

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* Please note that the calculator tool is a convenience feature that is not fully representative of the application process and is designed to give estimated projected costs and/or payment of respective loan. Totals should not be used as an indication of final APR or associated costs.

Apply for a Loan

View your prequalified offers for a car loan in as little as 2 minutes. Completing the form will not affect your credit score.

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  1. *Use promo code “CHILL24” at the time of application. Transaction must be to facilitate the purchase or refinance of a personal use automobile only. Cannot be combined with other promotions. Existing Pathways loans are not eligible. Credit score and other factors affect eligibility and rate. Offer valid through 5/31/24. Offer is subject to cancellation at any time without notice.

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  2. *Earn 2% cashback up to $600 when you refinance your auto loan. Cashback is calculated based on amount financed. The cash back is subject to forfeiture if the loan is paid off within 24 months. Use promo code 2%BACK at time of application. Cannot be combined with any other promotions. Existing Pathways loans are not eligible for this offer. Cashback may be subject to IRS reporting. ​​​​​​ Pathways may terminate this offer at any time for any reason. This offer will automatically end on 5/31/2024. Member NCUA.

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