Moving Your SMART Credit Card
Moving Your SMART Credit Card to a Pathways Credit Card
As of October 10, 2025, your SMART Visa® will no longer be active. We’re making it easy to switch to a new Pathways Mastercard® with special 0% APR balance transfer offers.
Why Are We Making This Change?
Your current SMART credit card is a Visa® card issued with a third‑party servicer. As of October 10, 2025, our relationship with that company will be ending, and your current card will stop working.
As an elite SMART member, we’re offering two valuable upgrade options with 0% APR balance transfer specials for 6 or 12 months, no balance transfer fees, and no application or credit check required (unless requesting a higher limit).
Choose Your Pathways Mastercard
Limited‑Time Benefits
- 0% interest for 6 or 12 months
- No balance transfer fees
- Keep your limit — no credit check required
- Earn rewards on purchases (Rewards card only)
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