RV, Motorcycle & Boat Loans
Get your motor running with a loan to help you hit the open road (or water!) in a new RV, motorcycle, or boat. Our flexible rates and competitive terms make it easy and affordable to get behind the wheel.
Explore the Many Benefits Our RV, Motorcycle & Boat Loans Offer
Flexible Terms
Get financing for up to 180 months on RV and boat loans, and up to 85 months on motorcycle loans.
Easy Application
Our simple, easy-to-use format means you can submit your loan application in a flash.
Competitive Rates
As low as 8.25% APR*, our rates are hard to beat.
★★★★★
“The team at Pathways has always been first-rate! Hunter was prompt and timely with her replies to my many questions before my purchase. She is definitely an asset to the pathways team!! I’m always happy to work with Pathways.”
-Darian Damron
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FAQs
Typically, you should have a credit score of at least 600. But the higher your credit score, the better the terms of your loan will be.
No, but a bigger down payment will likely make your loan terms more favorable—like a shorter term or a lower interest rate.
Pathways Financial Credit Union does not charge for pre-payments, so you can save money by paying your vehicle loan early.
The exact requirements vary but proof of insurance is always required. You may be asked to provide proof of income, credit history, proof of address, and personal identification.
Yes, you will need to pay insurance on your new RV to comply with the law and protect your vehicle.
Other Loan Options
New & Used Vehicle Loans
With 100% financing, terms up to 85 months, And a quick approval process—you’ll be on the road in no time!
Learn MoreVehicle Loan Refinance
Get a better rate and lower monthly payment when you refinance your vehicle loan with us.
Learn MoreLifestyle Personal Loan
Take advantage of this loan to purchase items that will enhance your lifestyle.
Learn More*APR = Annual Percentage Rate. Rates subject to change at any time and without notice. Auto Loan/Motorcycle/Boat/RV Loans: Your interest rate and repayment terms will be based on your individual credit history and underwriting criteria and may be different from rates quoted above. Loan rates quoted above are based on sample loan of $20,000 for a 2017 or newer collateral with under 100,000 miles, a credit score generated by Pathways for the purpose of this loan of 740 and a $175 loan processing fee. Your interest rate and repayment terms will vary based on individual credit history, vehicle age, mileage, and loan term selected. State and county recording charges based on where the vehicle is titled will apply. Note that refinances of existing Pathways’ loans are subject to a $250 loan refinance fee.
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