Earn 4.00% APY* on New Money
Put Your Savings to Work
If you have savings at another financial institution, now may be the perfect time to make a move.
For a limited time, earn 4.00% APY* on qualifying new money transferred from another financial institution into a new promotional Money Market Account.
Competitive Earnings
Earn a promotional 4.00% APY* through January 31, 2027.
Easy Access
Access your funds when needed without locking them into a certificate.
Federally Insured
Your deposits are federally insured by the National Credit Union Administration (NCUA) up to applicable limits.
How It Works
Your Savings Continue to Earn
After the promotional period ends on January 31, 2027, your account will automatically convert to a standard Pathways Money Market Account.
After the promotional period ends, your account will continue earning dividends based on the applicable balance tier below.
*Current Money Market rates are variable and subject to change after the promotional period. Rates shown are for reference only and may change without notice.
Ready to Earn 4.00% APY?*
Move qualifying new money to Pathways and earn 4.00% APY* through January 31, 2027. Open your promotional Money Market Account before September 30, 2026.
Frequently Asked Questions
Have questions? Here are answers to some of the most common questions about our Promotional Money Market Account.
What qualifies as new money?
Funds not currently on deposit with Pathways Financial Credit Union that are transferred from another financial institution.
Can I transfer money from an existing Pathways account?
No. Existing Pathways deposits do not qualify for this promotion.
Is this available on existing Money Market accounts?
No. The offer is available only on new promotional Money Market accounts.
How long will I earn 4.00% APY?
The promotional APY applies through January 31, 2027.
What happens after January 31, 2027?
The account will automatically convert to a standard Pathways Money Market Account and earn the applicable rate in effect at that time.
Are my deposits insured?
Yes. Deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000. Pathways also provides Excess Share Insurance (ESI), offering an additional $250,000 of coverage.
The Credit Union Difference
At Pathways, you're more than an account number. As a member-owned financial cooperative, we're focused on helping members reach their financial goals while delivering personalized service and value.
Deposits are federally insured by the NCUA up to $250,000, with an additional $250,000 in Excess Share Insurance (ESI) coverage.
Manage your accounts anytime with online and mobile banking.
Products designed to help your savings work harder.
Proudly serving Ohio and Kentucky families and communities.
*Disclosure: APY = Annual Percentage Yield. 4.00% APY (3.93% Dividend Rate) accurate as of August 1, 2026. Promotional rate available only on new Promotional Money Market accounts opened between August 1, 2026 and September 30, 2026. Funds must be new to Pathways Financial Credit Union and transferred from another financial institution. A minimum balance of $2,500 is required to earn the advertised APY. Existing Pathways deposits and existing Money Market accounts do not qualify. Promotional APY applies through January 31, 2027. After January 31, 2027, the account will convert to a standard Pathways Money Market account and will earn the applicable rate in effect at that time. Rates are variable and subject to change. Fees may reduce earnings. Membership eligibility required. Federally insured by NCUA.
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