Your True Financial Partner

Become a member today and we’ll help you on the pathway to a secure financial future.

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Growing Your Wealth with Pathways Credit Union
Accounts for Any Stage of Life
Pathways Digital Banking
Digital Banking Experience
Pathways Credit Union Locations
1,000s of Branches Nationwide
Ohio Credit Union Rates
Great Rates & Low Fees

Make Your Money Work

Earn more and spend less. Get great rates on accounts for any stage of life.

  1. Personal Investments

    Share Certificates

    3.75 %APY
    As High As
    • A competitive fixed rate for the duration of the certificate term
    • A diverse range of term options, including 6, 12, 24, 36, 48 or 60 months
    • Open an account with a minimum deposit of just $500.
  2. Checking

    Swipe2Save Checking

    10 %
    APY Owner Rewards Purchase Round-Up
    • Round Up Your Purchase & Deposit the Difference
    • Earn 10% APY when you also open an Owner Rewards Savings Account
  3. Checking

    Basic Checking

    $ 0
    Fees & Service Charges
    • Unlimited transactions
    • Dividends paid on average daily balances of $250 or more
    • Overdraft Privilege Protection
  4. Checking

    Youth Swipe2Save Checking

    $ 0
    Fees & Service Charges
    • Youth Debit Card
    • Pay Allowance
    • Track Spending
  5. Checking

    Courtesy Pay - Overdraft Protection
  6. Savings

    Regular Share Savings

    0.05 %APY
    As High As
    • Establish your membership with the credit union
    • Save for your immediate financial future
    • Offers flexibility in accessing funds
  7. Savings

    Holiday Club

    0.05 %APY
    As High As
    • Set aside money for specifically for the holidays
    • On October 1, the balance of your Holiday Club Account is automatically transferred into your Regular Share Account
  8. Savings

    Vacation Club

    0.05 %APY
    As High As
    • Set aside money for specifically for your vacation
    • Transfer your Vacation Club funds to your Share Account any time or withdraw at any of our surcharge-free ATM machines
  9. Savings

    Health Savings Account (HSA)

    0.50 %APY
    As High As
    • Easy application process
    • Transferable in the event of job change
    • Covers most medical, dental, and prescription costs
  10. Credit Cards

    MasterCard Cash Back Rewards

    16.99 %APR
    As Low As
    • 1.5% CASH BACK for each dollar spent
    • 0% balance transfer
    • NO Annual Fee
  11. Credit Cards

    Low Rate Credit Card

    11.99 %APR
    As Low As
    • Our lowest rate credit card option
    • Flexible spending power
    • NO annual fee
  12. Savings

    Owner Rewards

    10.00 %APY
    As High As
    • Earn 10.00% APY on select savings deposited into the account.
    • Grow your savings with a Swipe2Save account or a MasterCard Credit Card.
  13. Checking

    Love My Crew Checking Account
  1. Vehicle Loans

    New & Used Vehicle Loan

    5.24 %APR
    As Low As
    • Fast and local decision-making
    • Financing terms up to 85-months
    • 100% financing available
  2. Vehicle Loans

    Vehicle Loan Refinance

    5.24 %APR
    As Low As
    • Fast and convenient ways to apply online, in person, or over the phone in less than 15 minutes
    • You could save hundreds
  3. Vehicle Loans

    Motorcycle, Boat and RV Loans

    8.19 %APR
    As Low As
    • No payments for up to 90 days
    • Convenient financing terms
    • No early-payment penalties
  4. Personal Loans

    Lifestyle Personal Loan

    10.44 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  5. Personal Loans

    Personal Secured Loans

    10.95 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  6. Personal Loans

    MyFlexLine

    15.04 %APR
    As Low As
    • Quick and convenient financing with trusted financial partners.
    • Your loan is local, meaning your money stays right here in our central Ohio communities.
  7. Student Loans

    Student Loans

    $ 1000
    Minimum Loan
    • Competitive interest rates
    • Multiple repayment options
    • No origination fees; no prepayment penalty
  8. Home Equity

    Home Equity Loan

    Max 90 %
    Of Your Home's Appraised Value
    • Maximum term of 15 years
    • Finance up to 90% of your home’s appraised value
  9. Home Equity

    Power Equity Line of Credit

    $ 100k
    Maximum Line
    • Rates some of the best in the market
    • NO annual fee or closing costs
  10. Mortgages

    Fixed-Rate Mortgage

    30 Yrs
    Maximum Term
    • Terms up to 30-years available
    • Low down payments
    • Predictable monthly payments
  11. Mortgages

    Adjustable-Rate Mortgage (ARM)

    • Low, competitive interest rates
    • Start with a fixed interest rate for a set period of time, then adjusting when interest rates change over the life of the loan
  12. Mortgages

    The Game Changer Mortgage

    $ 299
    Closing Costs
    • 10-year to 15-year term options available
    • Lower your interest rate and potentially your monthly payment!
    • Reduce the amount of time owed on your mortgage
  13. Mortgages

    FHA and VA Loans

    $ 0
    Down Payment
    • Low or no down payment options with flexible credit requirements.
    • For qualifying veterans or buyers who qualify for FHA loans.
  14. Personal Loans

    Credit Builder Loan
  15. Personal Loans

    iCash Life Event Loan
  16. Mortgages

    Mortgage Loans
  1. Checking

    Business Basic Checking

    $ 25
    Minimum Balance to Open
    • 50 free transactions/month
    • NO monthly service fee
    • Bill pay available for $10/month
  2. Checking

    Business Organizational/Club Checking

    $ 25
    Minimum Balance to Open
    • NO monthly service fee
    • 50 free transactions/month
    • Account-to-account transfer to another financial institution available for $10/month
  3. Checking

    Business Plus Checking

    $ 50
    Minimum Balance to Open
    • Low $8 monthly maintenance fee
    • 200 free transactions/month
    • Bill pay available for $10/month
  4. Checking

    Business Premium Checking

    $ 100
    Minimum Balance to Open
    • $20 monthly maintenance fee – waived if aggregate daily balance is $7,500+
    • 400 free transactions/month
    • Bill pay available for $10/month
  5. Credit Cards

    Business Rewards Credit Cards

    16.99 %APR
    As Low As
    • No annual fee
    • Individual billing for each user
    • Corporate level consolidated billing available.
  6. Savings

    Business Savings

    0.05 %APY
    As High As
    • Offers flexibility in accessing your funds
    • Low minimum opening deposit of $5
  7. Business Investments

    Business Money Market

    $ 2500
    Minimum opening deposit
    • No-risk account – not tied to the stock market
    • Offer a competitive rate of return, but with more flexibility in accessing funds than a Share Certificate
  8. Business Investments

    Business Share Certificates

    3.75 %APY
    As High As
    • Offer the best possible rates at Pathways
    • Funds are secured for a set amount of time
    • A guaranteed way for you to maximize your business savings
  9. Business Loans

    Business Term Loans

    • Long term capital
    • Flexible usage for the loan funds
  10. Business Loans

    Business Lines of Credit

    • Terms up to 60 months.
    • Only pay interest on what you use.
  11. Business Loans

    SBA Loans

    • Loans insured by the government
    • Flexible usage of loan funds
  12. Real Estate

    Commercial Real Estate Loans

    • We will work with your team to help structure the loan you need
    • Flexible terms
  13. Real Estate

    Business Leasing

    • Local loans
    • Competitive rates
  14. Business Services

    Merchant Card Processing

    • Merchant Card Processing
    • Industry Specific Solutions
  1. Personal Investments

    Share Certificates

    3.75 %APY
    As High As
    • A competitive fixed rate for the duration of the certificate term
    • A diverse range of term options, including 6, 12, 24, 36, 48 or 60 months
    • Open an account with a minimum deposit of just $500.
  2. Checking

    Swipe2Save Checking

    10 %
    APY Owner Rewards Purchase Round-Up
    • Round Up Your Purchase & Deposit the Difference
    • Earn 10% APY when you also open an Owner Rewards Savings Account
  3. Checking

    Basic Checking

    $ 0
    Fees & Service Charges
    • Unlimited transactions
    • Dividends paid on average daily balances of $250 or more
    • Overdraft Privilege Protection
  4. Checking

    Youth Swipe2Save Checking

    $ 0
    Fees & Service Charges
    • Youth Debit Card
    • Pay Allowance
    • Track Spending
  5. Checking

    Courtesy Pay - Overdraft Protection
  6. Savings

    Regular Share Savings

    0.05 %APY
    As High As
    • Establish your membership with the credit union
    • Save for your immediate financial future
    • Offers flexibility in accessing funds




What Our Members Are Saying





Mobile & Online Banking

Meet the Credit Union of the Future.

You can quickly see all your banking transactions from the palm of your hand. Account information is updated immediately so you’ll always be in the know.

Security and convenience align with the integrated card controls feature, which allows you to turn cards off and on, add travel notices, order new cards, and create alerts.

Manage and transfer funds between ALL of your accounts (even outside financial institutions), and request online wire transfers.

A pie chart allows you to quickly view and understand your spending habits with categories you can customize and create alerts.

Credit Union Mobile App - Track Your Spending Credit Union Mobile App - Mobile Card Controls Credit Union Mobile App - Mobile Banking Transfers Credit Union Banking App - Set and Track Goals

Your Financial Questions, Answered

We’re passionate about helping you succeed in all areas of your financial life.

Check out our in-depth resource guides that will help you achieve your financial goals, whether you are looking to save for retirement or start a new business.

Financial Literacy

Unlock the keys to financial stability & security with the needed skill set

A Primer on Savings Products

Gain a solid understanding of the various savings and investment products

How Auto Loans Work

Acquiring your dream car is now easier and more accessible than ever.

The Credit Union Advantage

Credit unions prioritize your individual needs & build up communities

Community Events

We are committed to the communities we serve. See below for some upcoming events!

Oct
Pathways event fall fest grandview heights

31

Oct

Grandview Heights Trick-or-Treat and Howlin' Halloween

Trick-or-Treat and Howlin' Halloween is a seasonal community celebration in Grandview Heights.
Nov
Gahanna Ohio Holiday Lights Logo

23

Nov

Gahanna Holiday Lights

The Holiday Lights Celebration offers a magical afternoon of free family fun for all ages!
Dec
Pathways event fall fest grandview heights

02

Dec

Holiday in the Heights

Celebrate the Lighting of the Tree and shop local at Grandview Heights’ Holiday.
 
Screenshot 2025 09 15 115930

05

Dec

Main Street Delaware Home for the Holidays

Main Street Home for the Holidays in Delaware, Ohio is an annual community Christmas celebration!
 
Screenshot 2025 09 15 125347

05

Dec

Whitehall Winter Wonderland

Spread holiday cheer with the City's annual Whitehall Winter Wonderland and holiday tree lighting!
 
Pathways event merry on main

20

Dec

Marysville Merry On Main

Enjoy a festive time at the opening of an iceless skating rink in Partners Park!
View All Community Events

Routing # 244077093 (contact Pathways before incoming wires)

Telephone Banking
(614) 278-6152