Pathways Financial Credit Union is a full-service, member-owned financial institution federally insured by the National Credit Union Administration (NCUA). Our headquarters are in Columbus, Ohio, and we have 10 full-service branches throughout Columbus, Dayton, Central, and Southwest Ohio.

With over 48,000 members and more than $630 million in total assets, we have become one of the fastest-growing credit unions in Ohio.

HISTORY

Originally formed in 1973 by a small group of employees from Columbus & Southern Ohio Electric Company, our credit union was initially known as C&SOE Credit Union. Their goal was to provide an avenue for savings and low-cost loans for their fellow employees.

By 1976, we reached $1 million in assets and continued to grow steadily through the 1970s and 1980s. In 1988, we changed our name to Powerco and soon after began our next phase of aggressive growth as Columbus & Southern Electric Power merged with AEP to form one of the largest electric utility companies in the country.

When Powerco later became part of Pathways Financial Credit Union, we provided financial services to more than 8,000 members and had total assets of $65 million. We evolved from a credit union that once served a single company to one that served over 100 central Ohio companies, as well as anyone who lived, worked, worshiped, or attended school in Franklin County, Ohio.

MERGERS

Pathways Financial Credit Union was officially formed in 2012 with the strategic merger of three highly respected community credit unions: Members First, Powerco, and Western Credit Unions.

Over the next few years, we joined with nine additional credit unions, including WECU, Incenta, and Whitehall Credit Union. Our growth continued through the latest merger in 2022 with ODJFS Federal Credit Union in Columbus, Ohio.

MEMBERSHIP

We offer memberships to anyone who lives, works, worships, or attends school in Ohio and the city of Maysville, KY. Additionally, we provide employer-sponsored memberships with more than 400 additional Select Employee Groups (SEG).

YOUR TRUE FINANCIAL PARTNER

The heart of our story lies in our commitment to improving the lives of our valued members. By offering convenient and tailored financial solutions, we empower people to navigate their financial journey with confidence and peace of mind. Whether it's providing avenues for savings, offering low-cost loans, or delivering expert guidance and resources, we are dedicated to making a positive impact in the lives of our members.

The connection we forge with our members goes beyond financial transactions. Through respect, community commitment, diversity, and education, we strive to foster an environment where members feel valued and supported. Our deep-rooted belief in equality and ethics ensures that every member, regardless of their background, is welcomed and celebrated.

With each passing year, we solidify our position as a trusted financial partner, committed to improving the lives of our members and the communities we serve. 

In 2023, we celebrated more than 50 years of service under the Powerco charter, remaining resolute in our mission to provide seamless, member-centric financial solutions that create meaningful and lasting improvements in the lives of our members.

Our impact extends far beyond impressive figures. By strategically merging with respected community credit unions over the years, we have expanded our reach and strengthened our ability to serve the community effectively. Our branches, now totaling 10 and spread across Columbus, Dayton, Central, and Southwest Ohio, offer convenient access to a comprehensive range of financial services.

Membership at Pathways Financial Credit Union is open to a wide range of individuals. Whether you live, work, worship, or attend school in Ohio or the city of Maysville, KY, we welcome everyone. We also offer employer-sponsored memberships through more than 400 Select Employee Groups (SEG), ensuring accessibility for a diverse range of professionals. Thanks to our affiliation with the American Consumer Council (ACC), we can extend membership opportunities to the ACC network in 32 states.

With more than 50 years of service to the community, we reflect on our profound influence. Our commitment to member-centric services and our ever-improving, seamless banking experience, blending in-person and digital interactions, continue to shape the financial landscape for the better.