Earn over 50.00% APY* on your first $2,500 & we'll pay your closing costs!**

Ohio Homebuyer Plus Program

The Ohio Homebuyer Plus Program is a unique program supported by the Treasurer’s office that provides tax-advantaged savings accounts for Ohioans to use on their homebuying journey. By opening an account, participants gain access to above-market interest rates and may qualify for certain Ohio state income tax deductions. With an Ohio Homebuyer’s Plus Program account through Pathways CU, you can earn over 50.00% APY* on your first $2,500 and get your closing costs paid for**!

Ohio Homebuyer Account Benefits

High Dividend Rates
High Dividend Rates

Earn over 50% APY* for balances up to $2,500.00 with the Ohio Homebuyer Plus Account for maximum savings. Click here to see current dividend rates*.

Closing Cost Support
Closing Cost Support

Finance your mortgage with us and receive up to $3,000** towards closing costs.

Credit Building Tips
Credit Building Tips

Get personalized tips to strengthen your financial profile for future homeownership.

What Are The Requirements?

  • Residency and Age: Participants must be Ohio residents aged 18 or older at the time of account opening.
  • Deposit Range: Deposit between $100 and $100,000 into a designated account.
  • Account Duration: The Homebuyer Plus savings account must be kept open for a minimum of 6 months.
  • Account Limit: Only one account can be open per individual across all financial institutions.
  • Funds Usage: Funds must be utilized within 5 years for the purchase of a home in Ohio.
  • Review Requirement: Individuals are required to review the Ohio Homebuyer Plus participation statement before opening an account through the program.
  • Questions? Contact Us

    Use the section below to send us a message with any questions or comments. Please do not include member sensitive information (account number, Social Security number, etc.) in your contact request.

    Be sure to include either a phone number or email address so we may promptly return your inquiry.

    **Homebuyer plus account must be open for a minimum of 6 months to qualify for the credit. A credit of up to $3,000 will be applied towards eligible closing costs on a first position purchase mortgage originated with Pathways Financial Credit Union. The home and borrower must meet all the eligibility requirements as outlined in the Ohio Homebuyer Plus Participation Statement, as issued by the State of Ohio, and Pathways underwriting guidelines. FHA and VA mortgages are excluded from the promotion. The credit has no cash value, and any unused funds will be forfeited. Credit will not count towards pre-paid fees, mortgage insurance, or non-customary closing costs. Limit one credit per mortgage transaction and no more than 1 credit per household per 3 years. Credit cannot be combined with any other offers, discounts, or coupons. Additional restrictions may apply, speak to a mortgage loan officer for details Pathways reserves the right to change this program at any time.

    Routing # 244077093

    Telephone Banking
    (614) 278-6152