Ohio Homebuyer Plus Program

The Ohio Homebuyer Plus Program is a unique first-time homebuyer program supported by the Treasurer’s office that provides tax-advantaged savings accounts for Ohioans to use on their homebuying journey. By opening an account, participants gain access to above-market interest rates and may qualify for certain Ohio state income tax deductions. With an Ohio Homebuyer’s Plus Program account through Pathways CU, you can earn over 50.00% APY* on your first $2,500 and get your closing costs paid for**!

What Are The Requirements?

**Homebuyer plus account must be open for a minimum of 6 months to qualify for the credit. A credit of up to $3,000 will be applied towards eligible closing costs on a first position purchase mortgage originated with Pathways Financial Credit Union. The home and borrower must meet all the eligibility requirements as outlined in the Ohio Homebuyer Plus Participation Statement, as issued by the State of Ohio, and Pathways underwriting guidelines. FHA and VA mortgages are excluded from the promotion. The credit has no cash value, and any unused funds will be forfeited. Credit will not count towards pre-paid fees, mortgage insurance, or non-customary closing costs. Limit one credit per mortgage transaction and no more than 1 credit per household per 3 years. Credit cannot be combined with any other offers, discounts, or coupons. Additional restrictions may apply, speak to a mortgage loan officer for details Pathways reserves the right to change this program at any time.