Save for Your Ohio Home Faster
Why Choose Ohio Homebuyer Plus?
Ohio Homebuyer Plus helps Ohio residents save for a home with premium dividend rates and potential state tax advantages. As one of Ohio's original Homebuyer Plus partners, Pathways can also provide up to $850 toward eligible closing costs** when you finance your mortgage with us.
Save Faster
Earn above-market dividend rates* designed to help future homeowners build their savings.
Potential Tax Advantages
Eligible Ohio residents may qualify for certain Ohio state income tax deductions.
Up to $850 Toward Closing Costs**
Receive a credit toward eligible closing costs when you finance a qualifying mortgage with Pathways.
Ohio Homebuyer Plus Account Benefits
Premium Dividend Rates
Grow your home savings faster with above-market dividend rates* through Ohio Homebuyer Plus.
View Rates
Closing Cost Support
Receive up to $850** toward eligible closing costs when you finance a qualifying mortgage with Pathways.
Learn More
Homebuying Guidance
Connect with our experienced mortgage team for guidance throughout your homebuying journey.
Talk to a Mortgage SpecialistWhat Are the Requirements?
Ohio Residency
Participants must be Ohio residents.
Age Requirement
Participants must be 18 or older at the time of account opening.
Deposit Range
Deposit between $500 and $100,000 into a designated Ohio Homebuyer Plus account.
Account Duration
The account must remain open for at least 6 months.
Account Limit
Only one Ohio Homebuyer Plus account is allowed per individual across all financial institutions.
Participation Statement
Participants must review the Ohio Homebuyer Plus Participation Statement before opening an account.
Need More Information?
Learn more about Ohio Homebuyer Plus account benefits, eligibility requirements, dividend rates, and how the program can help you save for your future home.
Questions? Contact Us
** Homebuyer Plus account must be open for a minimum of 6 months to qualify for the credit. A credit of up to $850 will be applied towards eligible closing costs on a first position purchase mortgage originated with Pathways Financial Credit Union. The home and borrower must meet all the eligibility requirements as outlined in the Ohio Homebuyer Plus Participation Statement, as issued by the State of Ohio, and Pathways underwriting guidelines. FHA and VA mortgages are excluded from the promotion. The credit has no cash value, and any unused funds will be forfeited. Credit will not count towards pre-paid fees, mortgage insurance, or non-customary closing costs. Limit one credit per mortgage transaction and no more than 1 credit per household per 3 years. Credit cannot be combined with any other offers, discounts, or coupons. Additional restrictions may apply. Speak to a mortgage loan officer for details. Pathways reserves the right to change this program at any time.
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